Denied Life Insurance?

There is an aspect of having cancer or any other illness that many who don't have to suffer with the condition don't have to think about...Life insurance.

Yes, life insurance. It's something no one wants to discuss because of it's implication: that we will eventually die. However, we must remain practical; we WILL die one day. Many of us want to leave something for our children; enough for them to have a full life but not enough for the IRS to come in and take it all. Life insurance usually fulfills those desires, unless you are a cancer survivor like myself.

I am a single mother with 2 children. My son is 17 and my daughter is 6. Before I was 40, I fought breast cancer twice. After my first round, I tried to get life insurance because I was no longer at my job and my mortality was forefront in my mind. I found out that I had to be "cancer free" for 5 years before I was eligible for a policy.

Less than 2 years after my first diagnosis, I was diagnosed again. Many of my cancer brothers and sisters are 2, 3, even 4 time survivors. Many have children and none have life insurance.

According to data by the Centers For Disease Control for 2010, there were 587,000 cancer deaths and 118,000 accidental deaths. Even with these numbers, with technology and medical advancements, you are still more likely to die in an accident than from cancer. Other illnesses didn't even make it onto the list, such as MS, Sickle Cell or other diseases. In any case, many of these just are not covered.

Cancer and other diseases are a life disruption in ways that are not thought of until they occur. An accidental death benefit is crucial to a person with an illness and no life insurance. A car accident, sports accident, home repairing accident, slip and fall are just some of the things that can happen that can cause an accidental death. Accidents are fluke and can happen at any time.

Underwritten by Zurich Insurance, the ADD plan from the Motor Club of America is a quality plan and not a fly by night policy. It will be there when you need it. You can get up to $60,000 in benefits for as little as $20 per month. Many accidents are covered, whether in your car, home, work or play.

Protect your family today. http://joede1123.wix.com/mcaprotection/plans#!plans/c1jxp